Financing Options for your HVAC Installation
Paying to repair or replace heating and cooling equipment can put a real dent in your finances. Fortunately, there are multiple ways to pay for your heating and air replacement.
CREDIT CARD: Applying for a credit card or using one you already have is one way to pay for new heating and air equipment. Convenient monthly payments help you complete your system upgrades without draining your savings.
FEDERAL ASSISTANCE: Look outside the box for additional financing opportunities. The federal government partners with the Environmental Protection Agency and the Department of Energy to offer federal grants and tax credits to homeowners who upgrade their heating or cooling systems to make them more energy efficient. You can also get home improvement aid if you are a qualified homeowner.
HOME EQUITY LOAN: Consider getting a home equity line of credit to pay for the heating or air conditioning work you need. Ask your mortgage lender if you meet the eligibility requirements. Some banks may offer a personal loan if you have an existing relationship with them.
Ways to Save on New Heating & Cooling Expenses
YOUR CREDIT SCORE: Pull your credit report so that you can determine your credit score. To get the best rates, your credit score should be above average and taking measures to raise your score can really pay off. Another factor that lenders look at is your history of paying bills on time.
PRIORITIZE HVAC MAINTENANCE: You can save money on surprise repairs, high energy bills, and a system that doesn’t last as long as it should with regular annual maintenance. Always make sure to replace your air filter on a proper schedule. Contact Jon Wayne for professional maintenance service on your home’s entire HVAC system.
MANUFACTURER REBATES: Manufacturers often offer rebates to homeowners looking to buy HVAC equipment. Ask us what offers are currently available.
Contact Jon Wayne Heating and Air Conditioning for all your HVAC needs. We have locations in both Springfield and Mt Vernon, Missouri to best serve your home or business. For more information on financing your AC or furnace repairs or replacement, fill out the form below today or call us at (417) 831-9500.